Five activities that won’t break the bank 

Hey readers,

Today I want to talk about things to do when you’re skint because that’s my situation right now.  I thought this may be of use to parents who struggle to find cheap entertainment when you have lack of funds.

1. The first thing that I would suggest is the most obvious thing and that is just to take a ball, frisbee or anything that is suitable for the park It can be just the local Apr down the road  but it is still fun. Not to mention getting some fresh air and a break from the four walls of your home.

2. If you are bored, skint and at home then pick film. You can even find a ton of free films on YouTube. Such a easy activity  to kill a couple of hours especially when it is rainy or to stop the never ending.

3. If you are desperately needing to escape the Doom of mummy prison then I suggest get your wellies on and go out. Even if it is to just simply collect leaves, sticks and stones. All I can be fantastic material to paint with at home. It is free and a real winner in my home.

4. I love my library, it is such a fabulous service within the community. It is  free to loan books and children’s audio books. There is free activities such as rhythmtime and story time – in the latter they provide  free activities with all their materials such as paper and colouring in pens. It  is a great day out for everyone and you’re learning, what more could you want?!

5. A classic activity to do when you’re skint is to get the board games out or jigsaws. You will be amazed at how much it can kill an hour or two and it us great bonding time. plus, it helps teach children patience and to share!

Is there anything I have not mentioned that is a real winner in your home that doesn’t break the bank?
Hope you have found this helpful and whatever you do I hope you have lots of fun.

Cheers for reading X

Mummuddlingthrough


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Family Finances: Unexpected Situations To Plan For.

Hey readers,

 

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Illness

Your family may be fit and healthy right now, but that has to potential to change any day. Anyone can be struck down by a long-term illness or condition. Sometimes, they are difficult to predict. You need to make sure your family is well-prepared in case you or your partner are diagnosed with an illness. You should start saving for an emergency fund to do this. This will come in handy in case you or your partner needs to quit your job. It is also a good idea to take out a life insurance policy. There are now ones that are aimed specifically at mothers, such as this one claybrooke.org.uk/parents-and-life-insurance/mums-and-mothers.
Life is full of ups and downs. Unfortunately, we can’t always prevent the downs, but we can do our best to plan for them so that we can cope better with them. One of the best ways to protect our family is by ensuring you plan your finances. It needs to take any possible unexpected situations into account. This way, your money won’t be hit too hard by anything that comes your way. Here are some of the most common unexpected situations to plan for.

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Accidents

Just like illnesses, we can never predict when we might be involved in an accident. This can be anything as serious as a road traffic accident or as small as tripping up. But no matter how small the accident is, you could still end up with bad injuries. This might result in you having to take some significant time off work. Even though sick pay should cover some of this time off, you might end up needing to take unpaid leave. You can find out more about taking unpaid sick leave here: nidirect.gov.uk/articles/sick-pay-rights.nidirect.gov.uk/articles/sick-pay-rights. So make sure you have enough money saved up to get you through your recovery period. You could even use it to fund any operations or treatments.

Home Damage

Home damage is just like accidents. You can’t plan for them. Your home may be damaged as a result of a storm or other natural disaster, such as a flood. This could be extremely expensive to repair. The best way to protect your finances from this kind of situation is to take out a home insurance policy. Double check all the small print so you know exactly what it will cover. Not all policies will cover all types of damage.

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Tuition Fees

Not all unexpected situations are bad! There are some happy ones, such as your kids deciding to head off to university! There is one downside to university, though. And that’s the cost! To help your kids with the financial burden of going to university, you should consider opening a bank account for them while they are still young. Pay in a small amount each week. This will build up over the years, and should be big enough to make a big enough dent in their tuition fees. They might still need to take out a loan, but at least it won’t be so big!

Thanks for reading X

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The Daddy Tag Challenge

Hey readers,

Stumbled on this beauty of a tag by The Frenchie Mummy all about the Daddy. Check it out below.

Are you a Stay at Home Daddy or a Working Daddy? My work is looking after my disabled wife and children at home.

Would you have it any other way?Yes…I look forward to when my wife or I can go out to work.

Do you co-change dirty nappies? Even the very smelly ones?Yes.

A little fairy gives you the possibility of breastfeeding? Are you going for it or do you run away?If it was an actual thing then I would do it.

What is the one must-have item for a daddy?YouTube for teaching toddlers.

How many kids do you plan on having?The two we already have got.

Lads’ nights? How often do you have them?Never.

Your children’s favourite achievement?The flowers that grow.

What is your best memory with your kid(s)?The eldest is only four and the best memory is when they cuddle up with each other.

Name one thing you miss since being a daddy?Time.

Weight gain, before pregnancy, during, after and now? And we mean YOU DADDY, not the mummy!Gone down a bit.

Dream holiday with your kids?Sandy beaches and sunny fields.

Dream holiday without your kids or even without the other half? (You’re allowed to dream)Sunny beaches.

How has your life changed since having kids?Time has vanished and have to be extremely careful with what you say they never forget.

Finish the sentence “It makes my heart melt when…”I come home and they come running up to em shouting daddy, daddy!

Favourite beers brands and football team?Football team non. Brand De Dietrich. Beer Black Sheep.

Huggies or Pampers?Pampers.

Have you always wanted kids?Yes, ever since I was about five or six.

Best part of being a dad?Lots more things to be happy about.

 

I now nominate Carla Inside Martyns Thoughts and The mother Hub to take part in the daddy’s tag challenge. Just simple copy the questions below and nominate three other bloggers.

  • Are you a Stay at Home Daddy or a Working Daddy?
  • Would you have it any other way?
  • Do you co-change dirty nappies? Even the very smelly ones?
  • A little fairy gives you the possibility of breastfeeding? Are you going for it or do you run away?
  • What is the one must-have item for a daddy?
  • How many kids do you plan on having?
  • Lads’ nights? How often do you have them?
  • Your children’s favourite achievement?
  • What is your best memory with your kid(s)?
  • Name one thing you miss since being a daddy?
  • Weight gain, before pregnancy, during, after and now? And we mean YOU DADDY, not the mummy!
  • Dream holiday with your kids?
  • Dream holiday without your kids or even without the other half? (You’re allowed to dream)
  • How has your life changed since having kids?
  • Finish the sentence “It makes my heart melt when…”
  • Favourite beers brands and football team?
  • Huggies or Pampers?
  • Have you always wanted kids?
  • Best part of being a dad?

Don’t forget to nominate three daddies to complete this so daring challenge!

the Frenchie Mummy Blog

 

Diary of an imperfect mum

 

Mummy and Monkeys

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